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Debt Collection Issues

Seek Help from Our Greater Chicago Area Attorneys

When you have debt, life is already stressful enough. Owing money can greatly affect your life, your family, your future, your reputation, and your livelihood, as well as cost you additional time, money, and energy.

This is made worse by debt collectors who sometimes resort to harassment in order to collect on your debt. Not only can collection have a huge effect on your credit, but being treated unfairly can take a huge toll on your life.

Don’t let unfair or unscrupulous practices hurt your household. Contact our debt collection defense attorneys at Consumer Legal Group, P.C. to retain the services of our aggressive consumer advocates.

Upholding the Fair Debt Collection Practices Act

Enforced by the Federal Trade Commission (FTC), the Fair Debt Collection Practices Act (FDCPA) puts a number of restrictions on debt collectors and collections agencies. This act applies to all household and credit card debts, as well as certain loans, medical bills, and your mortgage.

  • Under the FDCPA, collectors are not allowed to do any of the following:
  • Contact you before 8 am or after 9 pm
  • Contact you at work
  • Contact you after you have asked for verification
  • Pretend to be someone else to collect on a debt
  • Harass or threaten you or your family
  • Talk about your debt with anyone other than you, your spouse, or your lawyer
  • Seize or take possession of your property
  • Engage in any other unfair, illegal, or fraudulent practices

If you are being harassed, you have rights. We can help you respond to a lawsuit, fight illegal collection methods, help prove that you suffered as a result, and seek monetary compensation or damages on your behalf.

We Fight for You! Call 708.279.4191 Today.

No matter what your situation, you do have rights. Facing debt is hard enough, protect yourself with help from our compassionate Greater Chicago Area lawyers.

Schedule your initial consultation at our Matteson office today.

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Consumer Legal Group, P.C.

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